Get a quote

Bridging Loans

At Ubique Investment Group, we specialise in providing bridging loans to clients. Bridging loans are short-term financial solutions that help bridge the gap between the sale of one property and the purchase of another.

They are ideal for people who need quick access to funds. We offer competitive rates and flexible terms to suit your unique needs, covering and the surrounding postcode area.

What Is a Bridging Loan?

A bridging loan is a short-term finance solution designed to cover the financial gap when purchasing a new property before selling an existing one. At Ubique Investment Group, we offer bridging loans that provide rapid access to funds, often within a few days, helping you seize property opportunities without delay.

These loans are typically secured against residential or commercial property and offer repayment flexibility for up to two years. Our bridging loans can support a range of needs, including property purchases, renovations, or refurbishments.

They may also be suitable for property development projects where quick capital is essential to maintain momentum.

We adhere to industry standards, ensuring compliance with the Financial Conduct Authority's regulations for your peace of mind. With competitive interest rates and clear terms, we ensure the process is smooth and efficient.

Book a Bridging Loan Consultation

How Much Do Bridging Loans Cost?

Bridging loans usually cost around 0.5% to 1.5% interest per month. The total cost can vary based on the loan size, property value, and term length.

At Ubique Investment Group, we offer transparent pricing with no hidden fees. Our setup fees typically range from 1% to 2%, depending on your specific requirements.

The interest rate may also be influenced by the loan-to-value (LTV) ratio, with lower rates often available for lower LTVs, as they present less risk. Bridging loans can be an effective solution for property developers needing quick capital or homeowners looking to avoid property chain breaks.

Our loans typically range from £50,000 to £5 million, with terms from one month to 24 months, catering to diverse financial needs. We tailor each offer to your situation, ensuring clarity and competitive rates.

Get in touch today to receive a customised quote.

Why Choose Ubique Investment Group for Bridging Loans?

Ubique Investment Group stands out for our expertise and dedication to quick service. We offer bridging loans with flexible terms to suit various needs, catering to both residential and commercial property transactions.

Our team has extensive experience in the financial sector and understands the urgency of our clients' requirements, often processing applications within two to three days. We use modern underwriting systems that streamline the approval process, ensuring swift decisions.

Each application is handled with care and professionalism, and we provide personalised attention to detail throughout the loan's duration. Our bridging loans can be used for a wide range of purposes, including auction purchases, refinance situations, and overcoming short-term cash flow challenges.

Whether you need funds for a property purchase, renovation or development, our bridging loans are designed to fit your timeline and budget. We invite you to discuss your requirements with us to find the right solution.

What Are the Benefits of Bridging Loans?

Bridging loans offer several key advantages that can make a substantial difference in time-sensitive situations. They provide quick access to capital, enabling urgent property purchases or refurbishment needs to be addressed efficiently.

Our loans typically feature a flexible repayment period, ranging from 6 to 24 months, and can be secured against various property types such as residential, commercial, or mixed-use buildings.

Benefits include:

Fast approval process, often within a few days, allowing you to capitalise on market opportunities quickly.
Short-term financial solution tailored to your timeline, bridging the gap between buying and selling properties.
Versatility for property purchases, renovations, and developments, supporting projects that require immediate financing.

Additionally, bridging loans can be used to prevent property chains from collapsing by securing new properties before existing ones are sold. Contact us to explore how a bridging loan can benefit your property acquisition plans.

When Is a Bridging Loan Needed?

A bridging loan is often needed when there is a timing gap between selling one property and purchasing another. They are ideal for auction purchases, quick property refurbishments or when a sale falls through unexpectedly.

In addition, bridging loans can be beneficial for property developers who need short-term funds to renovate or complete unfinished projects. They are also useful for buyers needing to secure properties before their mortgage is approved, offering a vital financial stopgap.

Typically, these loans range from six to twelve months, with interest rates usually higher than traditional mortgages due to their short-term nature. Our flexible terms cater to various situations, ensuring you never miss an opportunity in the property market.

Whether you're dealing with residential or commercial real estate, we can assist. Contact us today to discuss your specific needs and secure your bridging loan.

Speak to a Bridging Loan Expert

Frequently Asked Questions

How quickly can I get a bridging loan?

We can typically approve and provide bridging loans within a few days. This rapid funding ensures you have the capital needed at short notice.

Can I use a bridging loan for renovation projects?

Yes, our bridging loans are suitable for renovation and refurbishment projects, allowing you to improve a property before selling or refinancing.

What types of properties can be used to secure a bridging loan?

We accept a variety of property types as security for bridging loans, including residential, commercial and mixed-use properties.

Is there a minimum loan amount for bridging loans?

The minimum loan amount we offer for bridging loans typically starts at £25,000, catering to a wide range of financial needs.

How do I apply for a bridging loan?

You can apply for a bridging loan by contacting our team. We guide you through the process and provide you with a tailored financial solution.

Get a Free Quote for Bridging Loans

Contact Ubique Investment Group today to discuss your bridging loan needs. Our team is here to provide expert advice and a free, no-obligation quote.

Get a Bridging Loan Quote Today